Happy Sunday financial hotties,

I’ve been thinking a lot this week about the stories we tell ourselves about privilege, talent, and who gets to have a nonlinear life. And if I’m honest, this reflection started in a place I don’t talk about often.

For a long time, I didn’t think I was someone who could ever take big swings or make unusual career moves.

And a lack of ambition to do so was never my problem — it was because I had built my entire identity (as a teenager and in my 20s) around avoiding mistakes.

And when I didn’t get into university at 18, it felt like confirmation. A public and embarrassing verdict on my life’s potential.

I convinced myself that people with privilege were simply built different. They took risks. They bounced back. They reinvented themselves. I thought they had some inner stability I didn’t.

It took me years to realise I had misunderstood what privilege actually gives you, and what I had been building without knowing.

And that’s what I want to explore with you today.

P.S. I want this issue to remind you that your path, and whatever you’ve had to overcome in life hasn’t made you less capable. It’s made you more resilient, more strategic, and more emotionally trained than you give yourself credit for.